Refinance today for a better tomorrow

Terms Of Service

Effective Date: December 1 2025

Welcome to MortgageBrokerAtlanta.net (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our website located at https://mortgagebrokeratlanta.net and any related pages, content, features, or services we make available (collectively, the “Site”).

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, you must not use the Site.


1. About MortgageBrokerAtlanta.net

MortgageBrokerAtlanta.net is a referral and marketing platform.
We are not a mortgage lender, not a mortgage broker, not a bank or credit union, and do not underwrite, fund, or service mortgage loans.

  • We do not take formal loan applications.

  • We do not issue loan estimates, commitments, or approvals.

  • We do not make credit decisions or determine loan terms.

  • We do not provide legal, tax, or financial advice.

Our role is limited to:

  1. Providing general educational and marketing information about home loans and mortgage-related topics; and

  2. Connecting interested consumers with independent third-party mortgage professionals, lenders, or brokers (“Third-Party Providers”) who may offer mortgage-related services.


2. Eligibility to Use the Site

By using the Site, you represent and warrant that:

  1. You are at least 18 years old or the age of majority in your state;

  2. You have legal capacity to enter into a binding agreement;

  3. You will use the Site only in accordance with these Terms and applicable laws.


3. No Mortgage Brokerage, Lending, or Underwriting

To be clear:

  • We are a referral company. We generate and distribute consumer inquiries (“leads”) to independent Third-Party Providers.

  • We do not broker mortgages.

  • We do not underwrite mortgages.

  • We do not represent you or any lender in a fiduciary capacity.

All mortgage-related decisions—including pre-qualification, underwriting, approvals, rates, and terms—are made solely by the Third-Party Provider.


4. No Guarantee of Loan Approval, Rates, or Terms

We do not guarantee:

  • That you will be approved for a loan;

  • Any specific interest rate, APR, fee, or term;

  • That a Third-Party Provider will contact you;

  • That any loan product is appropriate for your personal financial situation.


5. Your Use of the Site

You agree not to:

  • Violate federal, state, or local laws;

  • Submit false or misleading information;

  • Interfere with the Site’s functionality;

  • Attempt unauthorized access;

  • Use automated tools to scrape or collect data without permission.


6. Information You Provide

When you submit information through the Site, you represent that it is true, accurate, and complete.

You authorize us to:

  • Share your information with one or more Third-Party Providers;

  • Allow them to contact you via phone, text, or email (including automated systems) as permitted by law.

See our Privacy Policy for more detail.


7. Third-Party Providers and External Sites

Third-Party Providers

We do not control or guarantee:

  • Their licensing;

  • Their rates or terms;

  • Their disclosures, conduct, or customer service.

Your relationship with any Third-Party Provider is solely between you and that provider.

External Websites

Links to other websites are provided for convenience. We are not responsible for their content, accuracy, or practices.


8. Educational Content Only

All content is for general informational purposes only and should not be considered:

  • Legal advice

  • Tax advice

  • Financial planning advice

  • A personalized mortgage recommendation

Always consult qualified professionals.


9. Intellectual Property

All text, graphics, images, logos, and content on the Site are our property or licensed to us.

You may not reproduce, distribute, or exploit any content without written permission.


10. Disclaimer of Warranties

The Site is provided “as is” and “as available” with no warranties of any kind, express or implied.

We do not guarantee that the Site will be:

  • Accurate

  • Error-free

  • Virus-free

  • Uninterrupted


11. Limitation of Liability

To the fullest extent permitted by law, MortgageBrokerAtlanta.net will not be liable for:

  • Indirect or consequential damages

  • Lost profits, data, or business

  • Errors or actions of Third-Party Providers

  • Loss resulting from your use or inability to use the Site

If liability is found despite these terms, our total liability is limited to $100 USD.


12. Indemnification

You agree to indemnify and hold us harmless from claims arising out of:

  • Your use of the Site

  • Your breach of these Terms

  • Your interactions with Third-Party Providers


13. Changes to These Terms

We may update these Terms at any time. Changes take effect when posted.
Your continued use of the Site constitutes acceptance of updated Terms.


14. Privacy

Use of the Site is also governed by our Privacy Policy.


15. Geographic Scope

The Site is intended for users in the United States.
If you access it from elsewhere, you do so at your own risk.


16. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Georgia.

Any disputes shall be resolved exclusively in the state or federal courts located in Atlanta, Georgia, and you consent to such jurisdiction.


17. Severability

If any provision is deemed invalid, the remaining provisions remain fully enforceable.


18. No Waiver

Failure to enforce any right under these Terms does not constitute a waiver of that right.


19. Assignment

You may not transfer your rights under these Terms.
We may assign our rights at any time.


20. Entire Agreement

These Terms, along with our Privacy Policy, form the complete agreement regarding your use of the Site.


21. Contact Us

If you have questions about these Terms, you may contact us at:

MortgageBrokerAtlanta.net
Atlanta, Georgia
Email: [email protected]
Phone: To be updated